Stephan, so mabe I am talking about a German specialty. All our banks give me a selection between SEPA payments within the EU and international payments for the rest of the world. If I select a SEPA payment, they never ask about sharing costs, because that is defined. SEPA payments have the same cost (if any) like domestic payments. Joachim Stephan Eggermont <stephan@stack.nl> hat am 2. Juli 2010 um 11:30 geschrieben:
Joachim,
I am not sure how all transfers are called, but all banks offer for international payments a choice between: - all costs are for the initiator (DOM) - we share the cost (SHA) - all costs are for benificiary (BEN)
Only when you choose SHA, the bank has to transfer cost free within the EU. As said: if you check DOM, most banks will charge you.
grtz. Stephan and Diego
On 2 jul 2010, at 11:12, jtuchel@objektfabrik.de wrote:
Stephan,
are you talking about payments within the EU (SEPA transfers) or international (SWIFT) payments? Within the EU, if you initiate a SEPA payment, they won't charge any more than for domestic payments and there should normally not be any question about sharing costs at all...
Joachim
Stephan Eggermont <stephan@stack.nl> hat am 2. Juli 2010 um 10:30 geschrieben:
Hi all,
I just registered for the ESUG 2010 and I found the message about the bank transfer misleading. Stephan remarked: again!.
For European (within EU) transfers, people should fill out shared cost (SHA), in order to ensure the payment is done without costs at all. When you tell your bank "without costs to the beneficiary" they will charge you.
Grtz. Diego
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